Guardian faces legal issues after letting so-called friend use bank accounts

KUALA LUMPUR: A 36-year-old woman is facing legal issues after her account was used by scammers.

The guardian, who only wanted to be known as Mok, said she gave details of her two bank accounts to a woman she knew as Lee in January 2019.

“Lee said she had trouble opening a bank account, so I let her use mine.

“I thought we were friends and I trusted him,” she told a news conference hosted by MCA’s Public Services and Complaints Department, Datuk Seri Michael Chong, at Wisma MCA here, Thursday August 18.

READ ALSO : Cops arrest five men in Penang over fraud mule accounts

Mok said she was shocked to find out a few months later that Lee had used her bank accounts to funnel scam money.

“I checked my accounts in June 2019 and found that both accounts had been shut down as they were being used in scams and were now part of police investigations.

“I discovered that my accounts were linked to various scam cases in Pandan Indah, Ampang and Terengganu.

“I had my statements recorded by the police and I was arrested afterwards. I was even charged under Article 420 of the Penal Code (for cheating),” she said.

Mok said she was due to attend court proceedings on August 25.

READ ALSO : Cops: don’t be a mule and accept cash for ATM cards

“I hope people will be careful and not disclose or lend their bank accounts to anyone.

“I’m paying the price now for trusting the wrong person,” she lamented.

Meanwhile, Chong said he encountered various instances of bank accounts being used by scammers, also known as mule accounts.

“In some cases, account holders were genuinely unaware that their accounts were being used by scammers.

“However, in other cases, cardholders received commissions based on the number of times their accounts were used,” he said.

Chong said the scammers would use other people’s bank accounts to avoid detection.

“The scammers often run away and take all the money from the accounts, leaving the account holders facing legal action,” he said.

READ ALSO : Police: beware of the mule account scam

Chong said it was unfortunate that most mule account holders were students desperate for money.

“These account holders are paid RM150 for each transaction when their accounts are used. They would be paid once or twice before the scammers get away.

“We advise those who lend their accounts to others to block the accounts and file police reports as soon as possible.

“Stop giving your bank details to suspicious individuals,” he said.

Chong said he was puzzled that cases of scams still occur despite various warnings.

Department legal counsel Datuk Theng Book said he would help advise Mok’s attorney to write to the attorney general’s office to drop the charges against her.

“Never disclose your bank account details to anyone, as scammers are only out to use accounts for their own benefit,” he said.