Five cost-of-living payments that will land in bank accounts before Christmas

Millions of UK households are eligible to receive aid over the next two months, to help soften the blow from the current cost of living crisis.

Following Chancellor Jeremy Hunt’s colossal announcement earlier this week which saw a substantial rollback on some of Prime Minister Liz Truss’ promises – some things changed in an instant, such as the energy price promise reduced from two years to just six months.

However, Hull Live reports that many residents across Britain are still eligible to access extra help over the winter, to help ease burdens such as household bills and essentials – which are becoming increasingly more unaffordable day by day.

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Here is a list of five payments you could claim before Christmas.

Cost of living payment – £324

Many households have received their first installment of the £650 cost of living payment. An estimated eight million payments have been made to support those struggling as bills continue to rise.

The second payment is due next month, between November 8 and November 23, and will be paid automatically to the bank where people receive certain benefits. However, those who receive tax credits will not be paid until after November 23.

People with the following benefits are eligible to claim the second cost of living payment which will be worth £324 –

  • Income-Based Jobseeker’s Allowance
  • Employment and Income Support Benefit
  • Income support
  • Work Tax Credit
  • Child tax credit
  • Pension credit
  • Universal Credit

Pensioner Cost of Living Payment – £300

Those who receive the winter fuel payment will also be able to claim the ‘Pensioners Cost of Living Payment’, which will be paid in November and is worth £300. You must apply for both the Winter Fuel Payment and the Pensioner Cost of Living Payment, and meet the following requirements.

  • Be born on or before September 25, 1956
  • Live in the UK for at least one day between the days of September 19-25, as this is considered the “qualifying week”

Warm Home Discount – £150

Millions of households will also benefit from the Warm Home discount, which is equivalent to £150 off their energy bills between the months of December and March 2023. Those who received any of the following benefits up to August of this year will be eligible for automatic rebate:

  • Income support
  • Income-Based Jobseeker’s Allowance
  • Employment and Income Support Benefit
  • Housing allowance
  • Universal Credit
  • Child tax credit
  • Labor tax credits
  • Guaranteed pension credit
  • pension savings credit credit

Household Support Fund – up to £150

Local councils across the country are helping struggling households by donating extra money to pay bills and basic necessities. Depending on the location, households can receive up to £150.

To benefit from the household assistance fund, you must generally be a beneficiary of housing tax assistance. You can find your local council by using the GOV.UK website and contacting them to discuss further.

Cold Weather Payout – up to £75

As the weather gets colder, low-income households can get a £25 payment. Some cold weather payouts have already been made in locations across the UK, which have previously experienced sub-zero climates.

This is also an automatic payment, and will be determined by each seven-day low temperature period between November and March.

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